2 Decreasing Term and Level Term Coverage Concepts25%
3 Mortgage Payoff Scenarios and Beneficiary Designations20%
4 State Laws and Regulations15%
Exam Details
Question TypesMultiple Choice
FormatLinear
Online ProctoringAvailable
ID RequirementsGovernment-issued photo ID required. Name on ID must match exam registration exactly.
RenewalRequired -- License valid for 2 years. Continuing education (CE) required for renewal; typically 24 CE credits per 2-year cycle, but varies by state and line of authority. CE requirements and approved providers managed through each state insurance department and tracked via NIPR (nipr.com).
PrerequisitesActive Life insurance license required
Retake PolicyRetake rules vary by state. Typically 24-hour waiting period between attempts. Most states allow up to 3 attempts before a mandatory waiting period (commonly 6 months) applies. Full exam fee required for each retake attempt.