The Registered Insurance Brokers of Ontario certifies individuals to act as insurance brokers in Ontario. This exam covers five key domains: General Insurance and Industry Knowledge, Personal Lines Habitational, Travel Health, Personal Lines Automobile, and Commercial Lines. It ensures candidates understand the regulatory environment and insurance products required to serve the public effectively within the province. Candidates must demonstrate proficiency across these specific areas to ensure they are prepared to handle the diverse needs of insurance clients in Ontario while maintaining compliance with all established industry standards and provincial regulations.
Individuals seeking to become registered insurance brokers in Ontario. Candidates must demonstrate competence in insurance principles, policy types, and regulatory compliance to obtain their license and practice within the industry effectively.
Review the Registered Insurance Brokers Act to understand the regulatory framework. Focus on the five domains, allocating study time based on their weightings. Use the official exam guide to identify key topics. Practice applying insurance concepts to real-world scenarios, as the exam tests your ability to handle various insurance products and regulatory requirements. Ensure you are comfortable with the specific terminology and legal obligations defined by the governing body to succeed on the day of your assessment.
This domain covers the fundamental principles of the insurance industry and the regulatory environment in Ontario, including the role of the Registered Insurance Brokers of Ontario and the legal requirements for brokers.
This domain focuses on personal lines habitational insurance, covering the specific risks and policy structures associated with residential property coverage for individuals and the various factors that influence these specific insurance contracts.
This domain addresses travel health insurance, including the specific coverage needs and policy considerations for individuals traveling outside their home province or country, while highlighting the limitations often found in these policies.
This domain covers personal lines automobile insurance, including the mandatory and optional coverages required for vehicles in Ontario and the associated regulatory standards that govern how these policies are structured and sold.
This domain focuses on commercial lines insurance, covering the various insurance products and risk management strategies required for business entities and commercial operations to protect their assets and manage their professional liabilities.
Arrive prepared to complete 100 questions within the 180-minute time limit. Manage your time effectively across all five domains to ensure you address every section before the time expires and submit your final answers.
The exam consists of 100 questions that are used to test your knowledge of the five distinct domains of insurance knowledge, industry standards, and the regulatory practices required for professional licensing.
To successfully pass the exam and qualify for registration as an insurance broker in Ontario, you must achieve a minimum passing score of 75% on the final assessment provided by the board.
The exam is a 180-minute assessment that is used to test your knowledge of insurance industry standards, regulatory compliance, and the practical application of insurance products within the province of Ontario.
For information regarding the certification path or updates to requirements, check with Registered Insurance Brokers of Ontario (RIBO) to ensure you have the most accurate and current information available.
Verified 2026-09-13
This page was built by synthesizing official documentation from the Registered Insurance Brokers of Ontario and verified third-party exam guides to provide an accurate overview of the certification requirements for all candidates.